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Official Indiana Boating Handbook Indiana Department of Natural Resources

It's the Law: On the Water

In addition to the laws mentioned previously, here are some other Indiana regulations which apply when boat and PWC operators are on the water.

Unlawful Operation

IC 14-15-3-6
Dangerous operation prohibited

Sec. 6. A person may not operate a boat in a manner that does any of the following:

  1. Unnecessarily endangers the person or property of another person.
  2. Unnecessarily interferes with the safe and lawful use of public waters by another person.
  3. Unnecessarily interferes with or obstructs a special event sanctioned or otherwise legally permitted by the department, another state, or the United States.

As added by P.L.1-1995, SEC.8.

IC 14-15-12-10
Reasonable and prudent operation

Sec. 10. (a) A personal watercraft operated on public waters must at all times be operated in a reasonable and prudent manner.

(b) A person shall not operate a personal watercraft on public waters in a way that endangers human life, human physical safety, or property.

(c) A person shall not do any of the following while operating a personal watercraft on public waters:

  1. Weave through congested watercraft traffic in a way that endangers human life, human physical safety, or property.
  2. Follow a watercraft that is towing an individual on:
    1. water skis;
    2. a surf board; or
    3. another water sport device;
    in a way that endangers human life, human physical safety, or property.
  3. Jump the wake of another watercraft in a way that endangers human life, human physical safety, or property.
  4. Cut between a boat and the individual or individuals being towed by the boat.
  5. Cross paths with another watercraft when visibility around the other watercraft is so obstructed as to endanger human life, human physical safety, or property.
  6. Steer a personal watercraft toward an object or individual in the water and turn sharply at close range in a way that endangers human life, human physical safety, or property.

As added by P.L.57-1995, SEC.9.

Operating a boat or PWC in a manner that unnecessarily endangers a person or property of another person is considered dangerous. If you interfere with another person’s lawful use of public water or obstruct a legally permitted marine event, you also may be charged. Should you be ticketed by a law enforcement officer for one of the crimes listed below, you could have points assessed against your driver’s license.

  • Examples of illegal and reckless operation are:
    • Operating a vessel at speeds that endanger human life, endanger human physical safety or property, or prevent stopping within an assured clear distance ahead. Be aware of and obey all regulatory markers, including those marked as “idle speed” or “slow, no wake speed.”
    • Operating a vessel at speeds of more than 10 miles per hour between sunset and sunrise (IC 14-15-3-8).
    • Weaving your vessel through congested waterway traffic or swerving at the last possible moment in order to avoid collision.
    • Jumping the wake of another vessel such that you endanger human life, human physical safety, or property.
    • Loading the vessel beyond the recommended capacity shown on the capacity plate installed by the vessel manufacturer.
    • Causing a hazardous wake or wash from your vessel (IC 14-15-3-15).
    • Boating in restricted areas without regard for other boaters or persons, posted speeds and wake restrictions, diver-down flags, etc (312 IAC 5).
    • Operating in a circular course around another vessel engaged in fishing or around a person swimming.
    • Operating within 150 feet of a diver-down flag unless assisting the diver (IC 14-15-9-5).
    • Allowing passengers to ride on the gunwale or, if the vessel is less than 21 feet in length, on the bow where they may fall overboard (IC 14-15-3-24).
  • Lake and channel restrictions vary depending on the size of the body of water or the waterway. You may be restricted to "idle speed" anywhere from 50 to 200 feet from the shoreline, depending on the size of the lake or the width of the channel (IC 14-15-3-17).
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